The company supports civil servants and individuals by providing financial needs through short to medium term loans and advances specifically designed to provide reliable financial support.
The company supports civil servants and individuals by providing financial needs through short to medium term loans and advances specifically designed to provide reliable financial support.
Get instant short term credit facilities for individuals in formal employment. Quick approval with payroll-backed security and fast disbursement directly to your account.
Flexible personal loans designed specifically for civil servants. Competitive rates with favorable repayment options and faster turnaround time for your financial needs.
Apply for loans through our mobile and digital facilities to avoid certain costs. Convenient application process that saves you time and brings services to your doorstep.
Secure fund recovery through Direct Debit and Credit Clearing payment system as well as Payroll Management Establishment Control for your peace of mind.
We engage employers directly to ensure that employee financial needs are met. Partnership approach that benefits both employees and organizations across Central Province.
Constant client engagement to get feedback on service delivery. We provide guidance on financial planning and help you make informed borrowing decisions for better outcomes.
Preferred financial solutions institution by civil servants in Central Province. We attract, train and retain competent employees while providing services without exploitation.
Constant client engagement to get feedback on how we can improve service delivery. We listen to our clients and adapt to meet needs.
We add value by providing finance at cheaper rates, faster turnaround time and favorable repayment options. No hidden charges or exploitation.
We are the preferred financial solutions institution for civil servants in Central Province by offering reliable and innovative products while attracting, training and retaining competent employees.
Registered and licensed by Ministry of Finance and National Planning. Fully compliant institution you can trust.
We provide mobile and digital facilities to avoid certain costs. Convenient and accessible financial services at your fingertips.
We prioritize efficiency and effectiveness. Quick loan approvals and fast disbursement to meet your urgent financial needs.
We provide lending services to the public without exploiting our clients. Fair rates and transparent terms always.
With commitment to excellence, reliability and customer satisfaction, UMS provides specially designed lending services to civil servants across the country.
To qualify for instant salary advance, you must be in formal employment or a civil servant with regular monthly income and meet our basic requirements.
You need three latest payslips, three months bank statements, copy of National Registration Card, passport size photo, and an introductory letter from your employer.
We prioritize efficiency with faster turnaround time. Most applications are processed within 2-3 business days once all documents are submitted.